Planning for retirement is crucial to ensure a financially secure future. One of the most important steps is to start saving early, as this allows your money more time to grow through compounding interest. Diversifying your investments is also essential, as it helps mitigate risks and increase potential returns. Understanding your future financial needs, including your lifestyle and healthcare expenses, is key to determining how much you need to save. Additionally, maximizing tax benefits by investing in options under U/S 80C can significantly enhance your retirement corpus. Lastly, consulting a financial planner can help you create a personalized retirement plan tailored to your unique goals. Start planning today to enjoy a comfortable and stress-free retirement!